The month ahead
Keep recurring bills, yearly costs and payday together, so the next expense is easier to see coming.
Pack Money · Web app
Less money admin.
More life.
See what’s coming, where spending stands and how your savings are growing. A calmer view of your household money, from one payday to the next.
US$25 · One-time payment · One household
Checkout is in USD. Choose your household’s recording currency during setup.
Manual entry works without SMS or an iPhone.
See how it worksSpending so far
Below even paceUSD 1,840
of USD 5,000 for this pay cycle
PaydayDay 15 of 30Next payday
Recorded spendingEven pace
Halfway through the cycle: USD 1,840 recorded, against an even pace of USD 2,500.
- Tracked savings
- USD 8,200
- Groceries remaining
- USD 740 USD 260 of USD 1,000 recorded
The currency choice changes example labels and formatting only.
Not a bank balance. Changing the currency updates labels, not exchange rates.
A little less to carry
Know what’s coming.
See how you’re tracking.
Spending in context
Follow your spending pace to payday and the category limits you choose. Foreign purchases keep their original amount alongside a labelled estimate in your household currency.
Savings you can follow
Track savings and a target for each pay cycle. See what you’ve recorded, with estimates labelled and room to correct what’s missing.
Works with the way you record money
Start with one entry.
Your bank doesn’t need to send text alerts. Add purchases yourself, review a supported statement, or connect compatible bank SMS when it suits you.
Optional / Telegram
A quick check-in in your household group.
Ask for your budget and choose the notifications you want. Connect the Pack Money bot from your signed-in Pack Money account.
Connect your groupThe Mental Load + Pack Money · Now connected
Money context alongside the household jobs.
Bring selected bills, spending, savings and category limits into The Mental Load’s Money tab. Choose what to share from your Pack Money household. The connection is optional and read-only.
You choose what’s shared. Manage financial records in Pack Money. Completing a reminder in The Mental Load does not record a payment or change your transactions.
Existing Pack Money customers can connect their household; no need to buy another household.
Bought the pack
Set up your included household.
In The Mental Load, open Money → Set up Pack Money. Complete owner sign-in, then choose your household currency and time zone.
How to connect your packAlready use Pack Money?
Connect the household you own.
Open Setup & connections → The Mental Load → Connect a device. In the app, use Money → Already use Pack Money? Connect.
How to connect your householdConnecting is optional: your accounts are not linked automatically. No second household purchase is required.
Pack MoneyYour household overview
Spending so far
USD 1,840
of USD 5,000 · Day 15 of 30
- Tracked savings
- USD 8,200
- Groceries remaining
- USD 740
The Mental LoadHousehold money
Money · from Pack Money
A little more in view.
- Spending so far
- USD 1,840
- Tracked savings
- USD 8,200
- Groceries remaining
- USD 740
The summaries you choose to share.
Read-only connection
Joining the pack
One household.
A clearer picture.
Purchase Pack Money, create your sign-in, then choose your household currency and time zone. Invite your household members and add the connections that suit you.
Telegram and compatible iPhone bank-message capture are optional. Manual entry works without SMS or an iPhone.
Getting startedPack Money
US$25
One-time payment · One household
Keep the money side of running a household in one place.
- Household spending, recurring bills and yearly costs
- Savings goals and category limits
- Invitations for household members
- Manual entry and supported statement imports
- Optional Telegram connection
- Optional iPhone capture for supported bank SMS
Choose your household currency during setup. Checkout is charged in USD. Optional read-only sharing with The Mental Load is available. Mental Load Premium is separate.
Now connected
Mental Load + Pack Money
US$50
One-time in-app purchase · Local price shown in the app
Bring household plans and money into one view. Includes Mental Load Premium and one Pack Money household, with optional read-only sharing of selected bills, spending, savings, goals and category limits.
Standalone purchases do not include both products.
Get the pack in The Mental LoadYour bank stays yours
No bank login.
No payment permissions.
Pack Money does not ask for your bank login and cannot initiate bank payments.
It stores the financial records you choose to add or send in your household’s cloud database. Optional services process the information needed for the features you use. Read our privacy policy for the details.
Privacy, in plain languageDoes my bank need to send SMS?
No. Manual entry works without bank text alerts. Supported statement imports and compatible SMS capture are optional.
Can Pack Money move money?
No. It has no bank-login or payment permissions. It stores the records you choose to add.
Do I need Telegram or The Mental Load?
No. Pack Money works on its own. Telegram is optional. The Mental Load connection is optional and read-only; The Mental Load is a separate app and Mental Load Premium is a separate purchase.
Are the totals my bank balance?
No. They reflect recorded information. Currency estimates and tracked savings are labelled; review them against your bank records.
Pack Money · Web app
A calmer view,
from one payday to the next.
US$25 · One-time payment · One household
Checkout is in USD. Choose your household’s recording currency during setup.
